Cost to build a custom home by state
A 3,000 sq ft custom home with upgraded finishes, priced all-in before land in every state. Pick a state for costs by size, finish level and area.
Updated October 2026 · How we calculate costs
| State | Likely total | Construction per sq ft |
|---|---|---|
| Alabama | $747K | $192 |
| Alaska | $1.16M | $304 |
| Arizona | $860K | $219 |
| Arkansas | $757K | $196 |
| California | $1.11M | $276 |
| Colorado | $995K | $256 |
| Connecticut | $1.05M | $273 |
| Delaware | $893K | $230 |
| Florida | $820K | $208 |
| Georgia | $794K | $203 |
| Hawaii | $1.19M | $305 |
| Idaho | $910K | $236 |
| Illinois | $1.01M | $263 |
| Indiana | $905K | $236 |
| Iowa | $885K | $231 |
| Kansas | $820K | $212 |
| Kentucky | $775K | $200 |
| Louisiana | $755K | $194 |
| Maine | $950K | $248 |
| Maryland | $906K | $230 |
| Massachusetts | $1.13M | $292 |
| Michigan | $951K | $248 |
| Minnesota | $985K | $256 |
| Mississippi | $718K | $185 |
| Missouri | $846K | $219 |
| Montana | $952K | $248 |
| Nebraska | $868K | $227 |
| Nevada | $911K | $233 |
| New Hampshire | $1.01M | $263 |
| New Jersey | $1.03M | $265 |
| New Mexico | $815K | $209 |
| New York | $1.05M | $273 |
| North Carolina | $789K | $202 |
| North Dakota | $903K | $236 |
| Ohio | $914K | $239 |
| Oklahoma | $765K | $198 |
| Oregon | $998K | $253 |
| Pennsylvania | $972K | $253 |
| Rhode Island | $1.03M | $268 |
| South Carolina | $777K | $199 |
| South Dakota | $858K | $224 |
| Tennessee | $786K | $202 |
| Texas | $758K | $194 |
| Utah | $944K | $244 |
| Vermont | $968K | $253 |
| Virginia | $855K | $219 |
| Washington | $1.00M | $253 |
| Washington, DC | $947K | $242 |
| West Virginia | $799K | $207 |
| Wisconsin | $960K | $251 |
| Wyoming | $932K | $244 |
Totals include site work, utilities, a three-car garage, design, permits, the builder's fee and a 6% contingency. Construction per square foot covers the house and garage with the builder's fee, the way builders usually quote it. How we calculate these.